Savings rate
American Express · High Yield Savings
3.2% APY
The terms
| APY | 3.2% |
|---|
In their own words
High Yield Savings (HYSA) 3.20% APY*
Quoted from https://www.americanexpress.com/en-us/banking/online-savings/account/, checked 2026-10-24.
See the offer at American ExpressBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | +$13 | +$39 | +$79 | +$160 |
| $10,000 | +$26 | +$79 | +$158 | +$320 |
| $25,000 | +$66 | +$197 | +$395 | +$800 |
| $100,000 | +$263 | +$789 | +$1,578 | +$3,200 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.
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