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CD rate

Barclays · 12-month Online CD

4.5% APY

The terms

APY4.5%
Term12 months

In their own words

Online CD Terms: 6 Months 4.00%, 9 Months 4.00%, 12 Months 4.50%, 18 Months 4.50%

Quoted from https://banking.barclaysus.com/online-savings.html, checked 2026-10-24.

See the offer at Barclays

Battle math

Amount30 days90 days180 days365 days
$5,000———+$225
$10,000———+$450
$25,000———+$1,125
$100,000———+$4,500

Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.

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