Advertiser disclosure: CashWars may earn from some links. It never changes the rankings. Not financial advice. Details

Savings rate

Barclays · Tiered Savings (top tier)

3.65% APY

The terms

APY3.65%
Note'Up to' rate; lower balances earn less

In their own words

Earn up to 3.65% APY with Barclays Tiered Savings

Quoted from https://banking.barclaysus.com/online-savings.html, checked 2026-10-24.

See the offer at Barclays

Battle math

Amount30 days90 days180 days365 days
$5,000+$15+$45+$90+$183
$10,000+$30+$90+$180+$365
$25,000+$75+$225+$450+$913
$100,000+$300+$900+$1,800+$3,650

Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.

The General, the CashWars bulldog mascot

The CashWars Weekly War Report

Every week: the Top 10 cash moves, who took the lead, who retreated, and which offers expire before next Friday.

Join the War Report (free) →

One email a week. Unsubscribe anytime. Read past issues →