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Savings rate

Capital One · 360 Performance Savings

3.2% APY

The terms

APY3.2%

In their own words

3.20% APY ... APY (Annual Percentage Yield) is variable and effective 10/24/2026. No fees ... No minimums

Quoted from https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/, checked 2026-10-24.

See the offer at Capital One

Battle math

Amount30 days90 days180 days365 days
$5,000+$13+$39+$79+$160
$10,000+$26+$79+$158+$320
$25,000+$66+$197+$395+$800
$100,000+$263+$789+$1,578+$3,200

Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.

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