CD rate
Capital One · 1-year 360 CD
As of Nov 5, 2026, Capital One 1-year 360 CD pays 4% APY on a 12-month term.
Last verified against each institution's own offer page. How we check
4% APY
What are the Capital One 1-year 360 CD terms?
| APY | 4% |
|---|---|
| Term | 12 months |
In their own words
4.00% APY on a 12 month term ... Annual Percentage Yields (APY) are variable and effective as of 11/5/2026. Capital One 360 CDs have no minimum deposit required.
Quoted from https://www.capitalone.com/bank/cds/online-cds/, checked 2026-11-05. More from Capital One.
See the offer at Capital OneHow much would you actually keep?
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | — | — | — | +$200 |
| $10,000 | — | — | — | +$400 |
| $25,000 | — | — | — | +$1,000 |
| $100,000 | — | — | — | +$4,000 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.
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