Bank bonus
Chase · Chase Savings
Ends 2027-01-27
The terms
| Bonus | $200 at $15,000 |
|---|---|
| Minimum | $15,000 new money |
| Direct deposit | Not required |
| Money tied up | about 90 days |
| Fees | $5/mo, waived with $300+ daily balance |
| Expires | 2027-01-27 |
| States | Nationwide |
| Credit pull | soft (Doctor of Credit data points, not stated by the bank) |
How to actually get it
- Open a new Chase Savings account with the offer code.
- Deposit a total of $15,000+ in new money within 30 days of offer enrollment (not funds already at Chase or its affiliates).
- Keep at least $15,000 in it for 90 days from enrollment.
- Chase deposits the bonus within 15 days of completing the requirements.
Catches
- Not available to existing Chase savings customers, or if your accounts were closed within 90 days or closed with a negative balance within the last 3 years.
- The account must not be closed or restricted at the time of payout.
- Chase Savings pays 0.01% APY (as of 9/18/2026), so the cash earns almost nothing while it sits.
| Early-closure fee | Not stated on the offer page. Keep the account open until the bonus posts. |
|---|---|
| ChexSystems / credit pull | Not stated by the bank. Reader reports suggest a soft pull (Doctor of Credit data points). |
| Taxes | Chase says bonuses are considered interest and reported on IRS Form 1099-INT. |
From https://account.chase.com/consumer/banking/checkingandsavingsoffer, checked 2026-10-24. Confirm on the bank's page before you open.
In their own words
Get $200 Chase Savings: For new Chase savings customers: Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 30 days of offer enrollment, and maintain a $15,000 balance for 90 days from offer enrollment.
Quoted from https://account.chase.com/consumer/banking/checkingandsavingsoffer, checked 2026-10-24.
See the offer at ChaseBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | — | — | — | — |
| $10,000 | — | — | — | — |
| $25,000 | — | +$200 | +$200 | +$200 |
| $100,000 | — | +$200 | +$200 | +$200 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.
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