Bank bonus
Chase · Chase Total Checking
Ends 2027-01-27
The terms
| Bonus | $300 |
|---|---|
| Minimum | Any direct deposit |
| Direct deposit | Required: Set up direct deposit within 90 days |
| Money tied up | about 90 days |
| Fees | $15/mo, waived with $500+ in qualifying electronic deposits per statement period |
| Expires | 2027-01-27 |
| States | Nationwide |
| Credit pull | soft (Doctor of Credit data points, not stated by the bank) |
In their own words
Get $300 Chase Total Checking: For new Chase checking customers: Open a new Chase Total Checking account and set up direct deposit within 90 days of offer enrollment. ... Offer expires 01/27/2027.
Quoted from https://account.chase.com/consumer/banking/checkingandsavingsoffer, checked 2026-10-24.
See the offer at ChaseBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | — | +$300 | +$300 | +$300 |
| $10,000 | — | +$300 | +$300 | +$300 |
| $25,000 | — | +$300 | +$300 | +$300 |
| $100,000 | — | +$300 | +$300 | +$300 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.
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