Bank bonus
Citi · Citibank Regular Checking
Ends in 2 days
The terms
| Bonus | $325 |
|---|---|
| Minimum | $3,000 in Enhanced Direct Deposits |
| Direct deposit | Required: 2+ Enhanced Direct Deposits totaling $3,000 within 90 days |
| Money tied up | about 90 days |
| Fees | $15/mo, waived with $250+ Enhanced Direct Deposits |
| Expires | 2026-10-26 |
| States | Nationwide |
| Credit pull | unknown |
In their own words
Open a new Regular Checking account by applying exclusively from this page from 4/14/26 to 10/26/26. Only new checking customers qualify. Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more.
Quoted from https://banking.citi.com/cbol/OM/checking/enhanced-direct-deposit-offer/, checked 2026-10-24.
See the offer at CitiBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | — | +$325 | +$325 | +$325 |
| $10,000 | — | +$325 | +$325 | +$325 |
| $25,000 | — | +$325 | +$325 | +$325 |
| $100,000 | — | +$325 | +$325 | +$325 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.
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