CD rate
Citizens Access · 8-month Online CD
4% APY
The terms
| APY | 4% |
|---|---|
| Term | 8 months |
| Minimum | $5,000 |
In their own words
4.00% APY Citizens Access Online CD - 8mo $5,000 minimum opening deposit required
Quoted from https://www.citizensaccess.com/savings-account, checked 2026-10-24.
See the offer at Citizens AccessBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | — | — | — | +$200 |
| $10,000 | — | — | — | +$400 |
| $25,000 | — | — | — | +$1,000 |
| $100,000 | — | — | — | +$4,000 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.
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