Advertiser disclosure: CashWars may earn from some links. It never changes the rankings. Not financial advice. Details

Savings rate

Citizens Access · Savings

2.8% APY

The terms

APY2.8%

In their own words

2.80% APY Citizens Access Savings account

Quoted from https://www.citizensaccess.com/savings-account, checked 2026-10-24.

See the offer at Citizens Access

Battle math

Amount30 days90 days180 days365 days
$5,000+$12+$35+$69+$140
$10,000+$23+$69+$138+$280
$25,000+$58+$173+$345+$700
$100,000+$230+$690+$1,381+$2,800

Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.

The General, the CashWars bulldog mascot

The CashWars Weekly War Report

Every week: the Top 10 cash moves, who took the lead, who retreated, and which offers expire before next Friday.

Join the War Report (free) →

One email a week. Unsubscribe anytime. Read past issues →