Savings rate
Live Oak Bank · Personal High-Yield Savings
4% APY
The terms
| APY | 4% |
|---|
In their own words
High-Yield Personal Savings 4.00% APY. No minimum required to open.
Quoted from https://www.liveoak.bank/personal-savings/, checked 2026-10-24.
See the offer at Live Oak BankBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | +$16 | +$49 | +$99 | +$200 |
| $10,000 | +$33 | +$99 | +$197 | +$400 |
| $25,000 | +$82 | +$247 | +$493 | +$1,000 |
| $100,000 | +$329 | +$986 | +$1,973 | +$4,000 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.
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