CD rate
Marcus by Goldman Sachs · 12-month CD
4.4% APY
The terms
| APY | 4.4% |
|---|---|
| Term | 12 months |
In their own words
12-month Certificate of Deposit 4.40% Annual Percentage Yield
Quoted from https://www.marcus.com/us/en/savings/high-yield-cds, checked 2026-10-24.
See the offer at Marcus by Goldman SachsBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | — | — | — | +$220 |
| $10,000 | — | — | — | +$440 |
| $25,000 | — | — | — | +$1,100 |
| $100,000 | — | — | — | +$4,400 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.

Get new bonuses before they expire.
The free weekly War Report: the Top 10 cash moves, who took the lead, who retreated, and which offers expire before next Friday.
Join the War Report (free) →One email a week. Unsubscribe anytime. Read past issues →