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CD rate

Marcus by Goldman Sachs · 12-month CD

4.4% APY

The terms

APY4.4%
Term12 months

In their own words

12-month Certificate of Deposit 4.40% Annual Percentage Yield

Quoted from https://www.marcus.com/us/en/savings/high-yield-cds, checked 2026-10-24.

See the offer at Marcus by Goldman Sachs

Battle math

Amount30 days90 days180 days365 days
$5,000———+$220
$10,000———+$440
$25,000———+$1,100
$100,000———+$4,400

Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.

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