Savings rate
Marcus by Goldman Sachs · Online Savings
3.5% APY
The terms
| APY | 3.5% |
|---|
In their own words
Online Savings Account 3.50% Annual Percentage Yield. No fees. No minimum deposit.
Quoted from https://www.marcus.com/us/en/savings/high-yield-savings, checked 2026-10-24.
See the offer at Marcus by Goldman SachsBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | +$14 | +$43 | +$86 | +$175 |
| $10,000 | +$29 | +$86 | +$173 | +$350 |
| $25,000 | +$72 | +$216 | +$432 | +$875 |
| $100,000 | +$288 | +$863 | +$1,726 | +$3,500 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.
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