Brokerage bonus
Charles Schwab · Schwab Starter Kit
No end date
The terms
| Bonus | $50 at $50 |
|---|---|
| Accounts | Taxable only |
| Money must stay | Deposit $50 within 30 days; no hold period stated |
| Paid as | $50 cash used to buy 5 fractional shares (you may cancel the orders and keep the cash) |
| Ends | No end date stated |
How to actually get it
- Open a Schwab One individual brokerage account through the Starter Kit page.
- Deposit at least $50 of outside money within 30 days of enrolling.
- Schwab deposits $50 to buy fractional shares; you may cancel the orders and keep the cash.
Catches
- Only for people without an existing Schwab account.
| Early-closure fee | Not stated on the offer page. Keep the account open until the bonus posts. |
|---|---|
| ChexSystems / credit pull | Not stated by the broker. |
| Taxes | Schwab reports the bonus on Form 1099-INT. |
From https://www.schwab.com/investing-starter-kit, checked 2026-10-24. Confirm on the broker's page before you open.
In their own words
To be eligible to receive the $50 cash bonus, you must be an individual who does not have a Charles Schwab & Co., Inc. account ... and who: (1) opens a Schwab One individual taxable retail brokerage account and (2) deposits at least $50 into that account within 30 days of enrolling in the offer. ... If you cancel your orders, you will keep the $50 cash bonus.
Quoted from https://www.schwab.com/investing-starter-kit, checked 2026-10-24.
See the offer at Charles SchwabBattle math
| Deposit | You keep | % of deposit | Annualized (ref.) |
|---|---|---|---|
| $1,000 | +$50 | 5.00% | 60.83% |
| $5,000 | +$50 | 1.00% | 12.17% |
| $25,000 | +$50 | 0.20% | 2.43% |
| $100,000 | +$50 | 0.05% | 0.61% |
| $250,000 | +$50 | 0.02% | 0.24% |
How we rank brokerage bonuses: by the dollars you keep, which is the bonus the broker pays for your deposit. The grey annualized figure is shown for reference only. Market gains or losses are not included, because they're yours either way. Stock bonuses are counted at the dollar value the broker states. Matches paid in installments are counted over the full payout period. Ties go to the shorter time your money must stay.
Investing involves risk, including loss of principal. Brokerage accounts are not FDIC insured. Bonuses only require that your money stays in the account; you can usually hold it as cash or a money-market fund. Bonuses are generally taxable. No crypto offers are listed.