Bank bonus
Wells Fargo · Everyday Checking
Ends 2027-01-13
The terms
| Bonus | $325 |
|---|---|
| Minimum | $1,000 in direct deposits |
| Direct deposit | Required: $1,000+ qualifying direct deposits within 90 days |
| Money tied up | about 90 days |
| Fees | $15/mo, waived with $500+ qualifying electronic deposits |
| Expires | 2027-01-13 |
| States | Nationwide |
| Credit pull | soft (Doctor of Credit data points, not stated by the bank) |
In their own words
Limited Time Offer: ends January 13, 2027. ... Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. ... Your bonus will be deposited into your new checking account within 30 days of meeting offer requirements.
Quoted from https://accountoffers.wellsfargo.com/checkingoffer/, checked 2026-10-24.
See the offer at Wells FargoBattle math
| Amount | 30 days | 90 days | 180 days | 365 days |
|---|---|---|---|---|
| $5,000 | — | +$325 | +$325 | +$325 |
| $10,000 | — | +$325 | +$325 | +$325 |
| $25,000 | — | +$325 | +$325 | +$325 |
| $100,000 | — | +$325 | +$325 | +$325 |
Dollars you keep = bonus + interest earned (APY over the days) − estimated fees. "—" means the amount or time doesn't qualify.

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