Best brokerage bonus for $1,000
Champion: Charles Schwab you keep +$50 on $1,000; your money must stay 1 mo (equals ~60.83% annualized).
| Rank | Broker | You keep on $1,000 | Annualized (for reference) | Money must stay | Paid as | Status |
|---|---|---|---|---|---|---|
| ★ | Charles Schwab Schwab Starter Kit Taxable only | +$50 5.00% of deposit | equals ~60.83% annualized | 1 mo Deposit $50 within 30 days; no hold period stated | $50 cash used to buy 5 fractional shares (you may cancel the orders and keep the cash) | No end date |
| #2 | E*TRADE (Morgan Stanley) New brokerage account (code OFFER26) Taxable only · code OFFER26 | +$50 5.00% of deposit | equals ~4.29% annualized | 1.2 yr Fund within 60 days, keep it 12 months after that | Cash credit | Ends in 7 days |
| #3 | Moomoo Welcome deposit bonus (paid in NVDA stock) Taxable only | +$30 3.00% of deposit | equals ~18.25% annualized | 2 mo Keep average assets at the tier for 60–180 days to unlock | Stated $ value of NVDA fractional shares (value moves with NVDA) | Ends 2026-12-31 |
| #4 | Public Webull transfer match (3%) Taxable or IRA | +$30 3.00% of deposit | equals ~0.50% annualized | 6 yr Paid over 72 months; only transfers from Webull | Cash, paid monthly over 72 months | Ends in 2 days |
| #5 | Robinhood IRA transfer / 401(k) rollover match (1%) IRA only | +$10 1.00% of deposit | equals ~0.20% annualized | 5 yr Keep matched funds 5 years or the match can be clawed back | 1% match credited to the IRA | No end date |
| #6 | Public Brokerage/IRA transfer match (1%) Taxable or IRA | +$10 1.00% of deposit | equals ~0.20% annualized | 5 yr Match paid monthly over 60 months; withdrawals reduce remaining payments | Cash, paid monthly over 60 months | No end date |
How we rank brokerage bonuses: by the dollars you keep, which is the bonus the broker pays for your deposit. The grey annualized figure is shown for reference only. Market gains or losses are not included, because they're yours either way. Stock bonuses are counted at the dollar value the broker states. Matches paid in installments are counted over the full payout period. Ties go to the shorter time your money must stay.
Investing involves risk, including loss of principal. Brokerage accounts are not FDIC insured. Bonuses only require that your money stays in the account; you can usually hold it as cash or a money-market fund. Bonuses are generally taxable. No crypto offers are listed.