Bank file · data checked 2026-11-01
SoFi bonuses and rates
As of Nov 1, 2026, CashWars lists 1 verified SoFi offer. The best by dollars kept is SoFi Checking and Savings: about $400 after estimated fees.
| Offer | What you get | What it takes | Deadline | Last verified |
|---|---|---|---|---|
| SoFi Checking and Savings Bank bonus | +$400 kept $400 top bonus, after est. fees | $5,000 in direct deposits for $400 | Open by Dec 31, 2026 |
Bank bonuses are ranked by dollars you keep (bonus + interest − est. fees); rates by plain APY. Full terms, quotes and the SoFi source link are on each offer page. SoFi can change or end offers early.
Is it worth it? Run the numbers All bank bonuses
FAQ
What SoFi bonuses are available right now?
As of Nov 1, 2026: SoFi Checking and Savings.
When do the SoFi offers end?
The soonest published deadline is Dec 31, 2026. Each offer page shows its own end date.
Are bank bonuses taxable?
Yes. Bonuses are usually reported as interest income on a 1099-INT.