Bank file · data checked 2026-11-01
Citizens Access bonuses and rates
As of Nov 1, 2026, CashWars lists 2 verified Citizens Access offers. Top rate: 8-month Online CD at 4% APY.
| Offer | What you get | What it takes | Deadline | Last verified |
|---|---|---|---|---|
| 8-month Online CD CD rate | 4% APY · 8-month CD | $5,000 minimum | Rate can change anytime | |
| Savings Savings rate | 2.8% APY | No minimum listed | Rate can change anytime |
Bank bonuses are ranked by dollars you keep (bonus + interest − est. fees); rates by plain APY. Full terms, quotes and the Citizens Access source link are on each offer page. Citizens Access can change or end offers early.
Is it worth it? Run the numbers All bank bonuses
FAQ
What Citizens Access bonuses are available right now?
As of Nov 1, 2026: 8-month Online CD; Savings.
Are bank bonuses taxable?
Yes. Bonuses are usually reported as interest income on a 1099-INT.