Bank file · data checked 2026-11-01
Charles Schwab bonuses and rates
As of Nov 1, 2026, CashWars lists 2 verified Charles Schwab offers. Top: Referral offer (needs a Schwab client’s referral code), up to $1,000.
| Offer | What you get | What it takes | Deadline | Last verified |
|---|---|---|---|---|
| Referral offer (needs a Schwab client’s referral code) Brokerage bonus | Up to $1,000 Cash | Deposit within 45 days; taxable accounts keep it 1 year | No end date listed | |
| Schwab Starter Kit Brokerage bonus | $50 $50 cash used to buy 5 fractional shares (you may cancel the orders and keep the cash) | Deposit $50 within 30 days; no hold period stated | No end date listed |
Bank bonuses are ranked by dollars you keep (bonus + interest − est. fees); rates by plain APY. Full terms, quotes and the Charles Schwab source link are on each offer page. Charles Schwab can change or end offers early.
Is it worth it? Run the numbers All bank bonuses
FAQ
What Charles Schwab bonuses are available right now?
As of Nov 1, 2026: Referral offer (needs a Schwab client’s referral code); Schwab Starter Kit.
Are bank bonuses taxable?
Yes. Bonuses are usually reported as interest income on a 1099-INT.