Bank file · data checked 2026-11-01
U.S. Bank bonuses and rates
As of Nov 1, 2026, CashWars lists 1 verified U.S. Bank offer. The best by dollars kept is Bank Smartly Checking: about $438 after estimated fees.
| Offer | What you get | What it takes | Deadline | Last verified |
|---|---|---|---|---|
| Bank Smartly Checking Bank bonus | +$438 kept $450 top bonus, after est. fees | $8,000 in direct deposits for $450 | Open by Nov 10, 2026 |
Bank bonuses are ranked by dollars you keep (bonus + interest − est. fees); rates by plain APY. Full terms, quotes and the U.S. Bank source link are on each offer page. U.S. Bank can change or end offers early.
Is it worth it? Run the numbers All bank bonuses
FAQ
What U.S. Bank bonuses are available right now?
As of Nov 1, 2026: Bank Smartly Checking.
When do the U.S. Bank offers end?
The soonest published deadline is Nov 10, 2026. Each offer page shows its own end date.
Are bank bonuses taxable?
Yes. Bonuses are usually reported as interest income on a 1099-INT.