Bank file · data checked 2026-11-01
Live Oak Bank bonuses and rates
As of Nov 1, 2026, CashWars lists 1 verified Live Oak Bank offer. Top rate: Personal High-Yield Savings at 4% APY.
| Offer | What you get | What it takes | Deadline | Last verified |
|---|---|---|---|---|
| Personal High-Yield Savings Savings rate | 4% APY | No minimum listed | Rate can change anytime |
Bank bonuses are ranked by dollars you keep (bonus + interest − est. fees); rates by plain APY. Full terms, quotes and the Live Oak Bank source link are on each offer page. Live Oak Bank can change or end offers early.
Is it worth it? Run the numbers All bank bonuses
FAQ
What Live Oak Bank bonuses are available right now?
As of Nov 1, 2026: Personal High-Yield Savings.
Are bank bonuses taxable?
Yes. Bonuses are usually reported as interest income on a 1099-INT.