Battle Map · updated 2026-10-24 · 12 verified bank bonuses
Bank bonuses in Maine right now
Cash bonuses open to Maine residents. "Select states" offers depend on your ZIP code, so check the bank's page. Top right now: HSBC, you keep $3,000.
Sort: Most dollars kept · Biggest headline bonus
| # | Bank · account | You keep | What it takes | Money must stay | Monthly fee & how to avoid it | Credit pull | States | Status |
|---|---|---|---|---|---|---|---|---|
| 1 | HSBC Premier Checking | +$3,000 on $500,000 over 120 days* $3,000 max bonus · ~1.8% annualized | $50,000 new money Tiers: $1,000 at $50,000, $1,500 at $100,000, $2,000 at $250,000, $3,000 at $500,000 | about 120 days | $50/mo unless Premier criteria met (e.g. $100,000 combined balances); we subtract 4 months below $100k | soft † | Nationwide | Ends 2026-12-31 |
| 2 | E*TRADE (Morgan Stanley Private Bank) Premium Savings Account | +$1,673 on $100,000 over 75 days* $800 max bonus · ~8.1% annualized | $20,000 new money Tiers: $400 at $20,000, $800 at $100,000 | about 75 days | No monthly fee | Unknown | Nationwide | Ends 2027-01-10 |
| 3 | Chase Chase Total Checking + Chase Savings | +$900 on $15,000 over 90 days* $900 max bonus · ~24.3% annualized | $15,000 in savings + direct deposit · direct deposit | about 90 days | Both fees waivable ($500 deposits / $300 balance) | soft † | Nationwide | Ends 2027-01-27 |
| 4 | U.S. Bank Bank Smartly Checking | +$438 on $10,000 over 90 days* $450 max bonus · ~17.8% annualized | $8,000 in direct deposits for $450 · direct deposit Tiers: $250 ($2,000 DD), $350 ($5,000 DD), $450 ($8,000 DD) | about 90 days | $12/mo; first two statement periods waived, then waivable | soft † | Nationwide | Ends 2026-11-10 |
| 5 | SoFi SoFi Checking and Savings | +$400 on $10,000 over 30 days* $400 max bonus · ~48.7% annualized | $5,000 in direct deposits for $400 · direct deposit Tiers: $50 ($1,000 DD), $400 ($5,000 DD) | about 30 days | No monthly fee | soft † | Nationwide | Ends 2026-12-31 |
| 6 | PNC Virtual Wallet with Performance Select | +$400 on $10,000 over 60 days* $400 max bonus · ~24.3% annualized | $5,000 in direct deposits · direct deposit | about 60 days | $25/mo service charge unless waived (e.g. $5,000 monthly direct deposit) | soft † | Select states (check ZIP) | Ends 2027-01-07 |
| 7 | Wells Fargo Everyday Checking | +$325 on $10,000 over 90 days* $325 max bonus · ~13.2% annualized | $1,000 in direct deposits · direct deposit | about 90 days | $15/mo, waived with $500+ qualifying electronic deposits | soft † | Nationwide | Ends 2027-01-13 |
| 8 | Citi Citibank Regular Checking | +$325 on $10,000 over 90 days* $325 max bonus · ~13.2% annualized | $3,000 in Enhanced Direct Deposits · direct deposit | about 90 days | $15/mo, waived with $250+ Enhanced Direct Deposits | Unknown | Nationwide | Ends in 2 days |
| 9 | Chase Chase Total Checking | +$300 on $10,000 over 90 days* $300 max bonus · ~12.2% annualized | Any direct deposit · direct deposit | about 90 days | $15/mo, waived with $500+ in qualifying electronic deposits per statement period | soft † | Nationwide | Ends 2027-01-27 |
| 10 | Chase Chase Savings | +$200 on $15,000 over 90 days* $200 max bonus · ~5.4% annualized | $15,000 new money | about 90 days | $5/mo, waived with $300+ daily balance | soft † | Nationwide | Ends 2027-01-27 |
| 11 | Barclays Tiered Savings | +$200 on $25,000 over 150 days* $200 max bonus · ~1.9% annualized | $25,000 | about 150 days | No monthly fees | Unknown | Nationwide | Ends in 7 days |
| 12 | PNC Virtual Wallet | +$100 on $10,000 over 60 days* $100 max bonus · ~6.1% annualized | $500 in direct deposits · direct deposit | about 60 days | $7/mo unless waived (e.g. $500 direct deposit) | soft † | Select states (check ZIP) | Ends 2027-01-07 |
* You keep = top bonus + interest earned − est. fees, on the top tier's required balance (or $10,000 for direct-deposit offers) over the hold period. The grey annualized figure is for reference only. † Credit pull is from public Doctor of Credit data points, not the bank. Bonuses are taxable (usually a 1099-INT). Banks can end offers early: confirm on the bank's page.
Heat is based on real CashWars visitor clicks.
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