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Battle Map · updated 2026-10-24 · 12 verified bank bonuses

Bank bonuses in Washington right now

Cash bonuses open to Washington residents. "Select states" offers depend on your ZIP code, so check the bank's page. Top right now: HSBC, you keep $3,000.

Sort: Most dollars kept · Biggest headline bonus

#Bank · accountYou keepWhat it takesMoney must stayMonthly fee & how to avoid itCredit pullStatesStatus
1HSBC
Premier Checking
+$3,000
on $500,000 over 120 days*
$3,000 max bonus · ~1.8% annualized
$50,000 new money
Tiers: $1,000 at $50,000, $1,500 at $100,000, $2,000 at $250,000, $3,000 at $500,000
about 120 days$50/mo unless Premier criteria met (e.g. $100,000 combined balances); we subtract 4 months below $100ksoft †NationwideEnds 2026-12-31
2E*TRADE (Morgan Stanley Private Bank)
Premium Savings Account
+$1,673
on $100,000 over 75 days*
$800 max bonus · ~8.1% annualized
$20,000 new money
Tiers: $400 at $20,000, $800 at $100,000
about 75 daysNo monthly feeUnknownNationwideEnds 2027-01-10
3Chase
Chase Total Checking + Chase Savings
+$900
on $15,000 over 90 days*
$900 max bonus · ~24.3% annualized
$15,000 in savings + direct deposit · direct depositabout 90 daysBoth fees waivable ($500 deposits / $300 balance)soft †NationwideEnds 2027-01-27
4U.S. Bank
Bank Smartly Checking
+$438
on $10,000 over 90 days*
$450 max bonus · ~17.8% annualized
$8,000 in direct deposits for $450 · direct deposit
Tiers: $250 ($2,000 DD), $350 ($5,000 DD), $450 ($8,000 DD)
about 90 days$12/mo; first two statement periods waived, then waivablesoft †NationwideEnds 2026-11-10
5SoFi
SoFi Checking and Savings
+$400
on $10,000 over 30 days*
$400 max bonus · ~48.7% annualized
$5,000 in direct deposits for $400 · direct deposit
Tiers: $50 ($1,000 DD), $400 ($5,000 DD)
about 30 daysNo monthly feesoft †NationwideEnds 2026-12-31
6PNC
Virtual Wallet with Performance Select
+$400
on $10,000 over 60 days*
$400 max bonus · ~24.3% annualized
$5,000 in direct deposits · direct depositabout 60 days$25/mo service charge unless waived (e.g. $5,000 monthly direct deposit)soft †Select states (check ZIP)Ends 2027-01-07
7Wells Fargo
Everyday Checking
+$325
on $10,000 over 90 days*
$325 max bonus · ~13.2% annualized
$1,000 in direct deposits · direct depositabout 90 days$15/mo, waived with $500+ qualifying electronic depositssoft †NationwideEnds 2027-01-13
8Citi
Citibank Regular Checking
+$325
on $10,000 over 90 days*
$325 max bonus · ~13.2% annualized
$3,000 in Enhanced Direct Deposits · direct depositabout 90 days$15/mo, waived with $250+ Enhanced Direct DepositsUnknownNationwideEnds in 2 days
9Chase
Chase Total Checking
+$300
on $10,000 over 90 days*
$300 max bonus · ~12.2% annualized
Any direct deposit · direct depositabout 90 days$15/mo, waived with $500+ in qualifying electronic deposits per statement periodsoft †NationwideEnds 2027-01-27
10Chase
Chase Savings
+$200
on $15,000 over 90 days*
$200 max bonus · ~5.4% annualized
$15,000 new moneyabout 90 days$5/mo, waived with $300+ daily balancesoft †NationwideEnds 2027-01-27
11Barclays
Tiered Savings
+$200
on $25,000 over 150 days*
$200 max bonus · ~1.9% annualized
$25,000about 150 daysNo monthly feesUnknownNationwideEnds in 7 days
12PNC
Virtual Wallet
+$100
on $10,000 over 60 days*
$100 max bonus · ~6.1% annualized
$500 in direct deposits · direct depositabout 60 days$7/mo unless waived (e.g. $500 direct deposit)soft †Select states (check ZIP)Ends 2027-01-07

* You keep = top bonus + interest earned − est. fees, on the top tier's required balance (or $10,000 for direct-deposit offers) over the hold period. The grey annualized figure is for reference only. † Credit pull is from public Doctor of Credit data points, not the bank. Bonuses are taxable (usually a 1099-INT). Banks can end offers early: confirm on the bank's page.

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Bank bonuses by state